Your first loan will be transferred by the loan provider straight

Your first loan will be transferred by the loan provider straight into your bank account within 60 minutes  contract (during standard banking hours).

On average, people have the money available within minutes of the transfer. Sometimes it may take up to 2 hours, though, depending who you bank with.

Are there any renewal fees?

Loans are not rolled over or refinanced, and therefore no renewal fee is charged.

The penalties for non payment vary depending on the lender that finally fullfils your loan requirements. They range from civil legal action to ongoing fee's and charges untill the loan balance is settled.

What are the penalties for non payment?

What is Our APR?

For our Small Loans of $200 to $2,000, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, so they don't have an APR. The Medium Loans have a maximum APR of 48%. The Small Loans have a maximum APR of 98%.

You'll always see a clear breakdown of all your fees and repayments before you confirm your loan. As a quick reference, though, here's a general breakdown of fees:

What happens if I can't repay on time?

If you can't repay on time please let the lender know immediately so they can reschedule the repayment. The fee for missing repayments is $15. Other fees and charges may also apply depending on the lender. If you miss a payment, the lender will always try to contact you to attempt to sort out an affordable arrangement.

NOTICE

All participating lenders comply with all government regulations related to short term loans and are compliant. Lastminuteloan is compliant with all regulations related to the referral of loan enquiries. Last Loans Busniess